HOFMA Homes — Investment in Spain

INVESTMENT

Properties with long-term potential in Southern Spain

Southern Spain attracts thousands of international property buyers every year. Some are looking for a holiday home, others a future base, and some want a property with rental or investment potential.

We help you assess areas, projects, and opportunities based on quality of life, demand, and long-term outlook — so you can make a decision on an informed basis.

Free and non-binding advice

OUR APPROACH

We start with the goal and not the property.

Many people start by looking at properties. We start by understanding what you want to achieve.

Is the goal a holiday home, a future base, rental income, or a combination of several things? That determines which areas and options make sense.

We help you get clarity and focus on the properties that fit your situation and plans.

WHAT WE DO

How we work

01

Clarifying needs

We start by understanding your wishes, plans, budget, and timeline.

02

Selecting options

We find areas, projects, and properties that match your criteria.

03

Guidance and assessment

We help you assess your options and make decisions on an informed basis.

WHAT WE LOOK AT

What creates value over the long term

Not all properties develop the same way over time. When we assess areas and options, we look at the factors that typically matter most for demand, usability, and long-term potential.

01

Location

The area is often more important than the property itself. We look at infrastructure, surroundings, and future development.

02

Demand

We assess the area's popularity among both local and international property buyers.

03

Quality of life

Access to beach, city life, golf, nature, restaurants, and everyday amenities has a major impact on a property's appeal.

04

Long-term perspective

We help you focus on options that make sense in five or ten years — not just today.

MARKET CONTEXT

Reference points for the Spanish market

These are the figures we work with when helping clients evaluate opportunities. They are indicative — your specific situation may vary.

4–7%

GROSS RENTAL YIELD

Typical annual gross yield for well-located properties on the Costa del Sol, depending on typology and management model.

60–70%

MAX LTV FOR NON-RESIDENTS

Standard loan-to-value cap for foreign buyers in Spain. Some banks offer up to 70% depending on profile and property.

2–4 months

TYPICAL PURCHASE TIMELINE

From offer acceptance to notary signing, assuming clean title and standard due diligence process.

10–12%

TOTAL ACQUISITION COSTS

Taxes, notary, registration and legal fees typically add 10–12% on top of the purchase price in Andalusia.

FREE CONSULTATION

Get free guidance on your options in Southern Spain.

Tell us about your wishes, questions, or property plans. We offer a free, no-obligation conversation to help you understand your options.

Book a free consultation

Tell us a little about your plans, and we'll contact you for a free, no-obligation chat about your options in Southern Spain.

Free and non-binding • No hidden costs