HOFMA HOMES BLOG
Articles and analysis on buying property and investing in Southern Spain.
ARTICLES
Legal & Tax
If you own a holiday home in Spain and it sits empty for weeks or months at a time, squatting ("okupación") is a risk worth taking seriously — not because it's
Read →Finances
You've found the property, agreed on a price, and you're ready to move forward. But before you commit, it's worth understanding how Spanish mortgage financing a
Read →Finances
You've found the apartment. The price is agreed, your mortgage is approved, and the contrato de arras is signed. Before you complete, there's one more question worth asking: what does belonging to this community actually cost?
Read →Legal & Tax
Many buyers focus carefully on the purchase price and acquisition costs. The ongoing costs are what tends to catch people off guard. Here is a realistic overview of what to budget for year after year.
Read →Checklist
Buying property in Spain is one of the most significant financial decisions many people make — and the Spanish system has its own rules and potential pitfalls. Here are five things you should always verify before signing.
Read →Legal & Tax
Many international buyers focus carefully on the purchase price and acquisition costs — then are surprised by the ongoing tax obligations. Here is a clear overview of what owning property in Spain actually costs in taxes each year.
Read →Guide
Buying property in Spain as a foreign buyer is entirely achievable — but the process is meaningfully different from most European markets. Here is a step-by-step guide to how it actually works.
Read →Process
The NIE number is the one document every foreign property buyer in Spain cannot do without. Without it, no purchase contract can be signed and no Spanish bank account can be opened. Here is everything you need to know.
Read →Guide
Southern Spain is one of Europe's most attractive property markets — but the process works very differently from most countries. Here is what you need to understand before you start seriously looking.
Read →FREE CONSULTATION
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